Protect Your Assets–With Auto Insurance

Auto insurance protects us against the financial loss we can experience by having a car accident or having a car stolen. Accidents can be as minor as a scrape in the paint to a complete loss of the vehicle. Most often when we purchase auto insurance, the policy (contract between us and them) consists of three parts: protection for the physical damage to the vehicle, protection of the people inside, and protection in the event we are responsible for the other vehicle.

Most auto insurance contracts are purchased with a deductible clause. A deductible is the amount of money we have to pay before the insurance company pays for the repairs or loss. Often the higher deductible we select the lower the premium payments we have to make.

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